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Terms of Service

Please read these terms carefully before using PayOffPlan.

1. About PayOffPlan

PayOffPlan (PayOffPlan.co.uk) is a free web-based debt payoff planning tool that provides estimates and visualisations to help you compare repayment approaches such as the debt snowball and debt avalanche methods.

2. Estimates only (not financial advice)

PayOffPlan provides estimates for planning purposes and is not financial advice. Results depend on the information you enter and may not reflect real-world changes such as interest rate adjustments, fees, payment holidays, or lender-specific rules. You should verify figures with your creditors and consider independent professional advice where appropriate.

3. Your responsibility

You are responsible for decisions you make based on PayOffPlan. You must ensure the information you enter is accurate and suitable for your circumstances.

4. No warranties

PayOffPlan is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including (without limitation) implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5. Limitation of liability

To the maximum extent permitted by law, we will not be liable for any loss or damage (direct, indirect, incidental, special, consequential, or punitive) arising out of or in connection with your use of PayOffPlan, including any reliance on estimates produced by the tool.

6. Acceptable use

You agree not to misuse PayOffPlan, including attempting to disrupt, compromise, or reverse-engineer the service, or using it for unlawful, harmful, or abusive purposes.

7. Intellectual property

The PayOffPlan website and its original content, design, branding, and code are protected by intellectual property laws. You may use PayOffPlan for personal purposes, but you must not copy, reproduce, or distribute site content without permission, except where permitted by law.

8. Changes to the service and terms

We may update PayOffPlan, suspend features, or change these terms from time to time. By continuing to use PayOffPlan after changes are posted, you agree to the updated terms.

9. Governing law

These terms are governed by the laws of England and Wales, and the courts of England and Wales will have exclusive jurisdiction over disputes arising from these terms or your use of PayOffPlan.

Business details

Webmatix Limited

Company Number: 12384046

Website: payoffplan.co.uk (PayOffPlan.co.uk)